Disclaimer

We publish articles, guides, FAQs and simple tools to help small businesses and self-employed people understand their bookkeeping, VAT and payroll obligations. We work hard to keep this information accurate and useful, but it is general in nature. This disclaimer explains its limits and why you should always take advice on your own circumstances.

Last updated: 24 September 2026

General information only

All content on www.vbslimited.com is provided by Verdi Bookkeeping Services Ltd for general information purposes only. It is not intended to be, and must not be treated as, bookkeeping, accounting, tax, legal, financial or investment advice.

Our content is written for a UK audience and is necessarily simplified. It cannot take account of your particular business, your income, your history with HMRC or any of the many other factors that affect how the rules apply to you. Two businesses that look similar on the surface can have very different obligations.

Tax rules and rates change

Tax law, HMRC practice, rates, thresholds, allowances and deadlines change frequently – often at each Budget and at the start of each tax year – and sometimes with little notice. Our articles state the position as we understood it when they were written or last reviewed, and many refer to a specific tax year.

We do not guarantee that every page is up to date at the time you read it. Before relying on any figure or date, please check the current position on GOV.UK at https://www.gov.uk, or speak to us or your accountant.

Before you act: rates and thresholds change. Always check GOV.UK or speak to us or your accountant before making decisions based on anything you read here.

Not a substitute for professional advice

You should not act, or refrain from acting, on the basis of any content on this website without first obtaining professional advice specific to your situation. We are a bookkeeping firm: we keep records, run payroll, prepare VAT Returns and prepare accounts to trial balance for your accountant to finalise. For matters such as tax planning, statutory accounts, company law or investment decisions, please consult your accountant or another suitably qualified and regulated adviser.

To the fullest extent permitted by law, we accept no liability for any loss arising from reliance on the general information on this website. This does not affect any liability that cannot be excluded under the law of England and Wales. Further details are in our Website Terms of Use.

No client relationship

Reading this website, using its tools, sending us a message through the contact form or receiving a general reply from us does not create a client relationship or any duty of care towards you. We only act for a client once we have:

  1. Completed our checks Identity and anti-money laundering checks, as required by the Money Laundering Regulations 2017.
  2. Agreed the scope A clear description of the services we will provide.
  3. Issued a letter of engagement Signed and returned by you, setting out the terms on which we act.

Until then, please do not send us original records or rely on anything said in an initial conversation as advice. If you would like to work with us, please get in touch.

Tools and calculators

Any calculators, checklists or other tools on our tools page or elsewhere on the site are provided for illustration only. They produce estimates based on the figures you enter and on simplified assumptions, and they may not reflect every rule, relief, exception or recent change that applies to you.

  • Results are not a calculation of your actual tax, National Insurance, VAT or payroll liability.
  • Results should not be used to complete a return, pay HMRC or set wages.
  • The accuracy of any result depends entirely on the accuracy and completeness of what you enter.

For figures you can rely on, please speak to us or your accountant, or use HMRC's own services.

We link to external websites – such as GOV.UK, HMRC, Companies House and software providers – because we think they may be useful. These links are provided for convenience only. We do not control those websites, are not responsible for their content, accuracy, availability or privacy practices, and a link does not mean we endorse the organisation or its products. Please read the terms and privacy policy of any site you visit.

Errors and omissions

We take care to ensure that the content on our website is accurate and checked, but errors and omissions can occur. We make no representations, warranties or guarantees, whether express or implied, that the content is accurate, complete or up to date. If you spot something that looks wrong, please let us know and we will review and correct it where necessary.

Examples, case studies and scenarios in our articles are illustrative and simplified. They do not describe real clients.

Contact us

If you have questions about this disclaimer, or would like advice on your own situation, please contact Verdi Bookkeeping Services Ltd, 79 Maiden Lane, London NW1 9YN. Email [email protected] or call 020 7482 4641, Monday to Friday, 9.00–17.30.